Reluctant getting that loan given that it seems complex?

Reluctant getting that loan given that it seems complex?

Exclusive Offer


Product Information


  • You should be a Hong Kong resident
  • You need to be at the very least 18 yrs old
  • You’ll want a month-to-month earnings of at minimum HKD5,000

How exactly to use

Existing client

Brand brand New client

Application Hotline

Document Upload

Easy steps for loan application via HSBC HK Mobile Banking software

Make an application for one in the HSBC HK Cellphone Banking application and experience a cleaner, easier application for the loan procedure.

  1. Get on the latest variation of this mobile banking application
  2. Touch the menu club from the left that is top
  3. Choose ‘Personal Instalment Loan’ under ‘Products & Services’

Note: The display display screen shows and also the pictures of this site are for reference and illustration purposes just.

Loan resources and solutions

Publish document that is supporting unsecured loans application

Which HSBC lending solution is your right match?

Locate a suitable loan item to complement together with your certain requirements by responding to several easy concerns.

Personal Loans Comparison

An assessment of Tax Loan with Instalment Loan.

Smart tips about loans

Discover tips about how to borrow sensibly.

Relevant services and products

Private Instalment Loan Redraw

Redraw against your loan and never have to reapply.

Revolving Credit Facility

Pay only interest regarding the credit you utilize in the place of a hard and fast month-to-month repayment.

Consolidating your financial situation

Clear the money you owe faster making use of the private Instalment Loan Balance Consolidation Program.

Money Instalment Arrange

Supplemental income and flexibility that is financial realise your own personal objectives. Transform your available credit limitation into immediate cash or move the balance that is outstanding other charge cards to your HSBC bank card account.

To borrow or otherwise not to borrow? Borrow as long as it is possible to repay!

Important info


  1. Just relevant to clients who effectively make an application for and drawdown the mortgage through the period that is promotional an approved loan number of HKD800,000 or above. Month-to-month rate that is flat 0.13% and Annualised portion Rate (APR) is 2.92% for a payment amount of 12 months. The APR is calculated method that is using in appropriate recommendations given because of the Hong Kong Associations of Banks, and it is curved up or down seriously to the nearest two decimal places. An APR is just a guide price, which include all relevant interest levels, costs and fees regarding the product, expressed as a rate that is annualised.
  2. An Qualified Customer must submit your own Instalment application for the loan via HSBC website www. to be eligible for HKD100 money rebate underneath the Online Exclusive provide for private Instalment Loan or HSBC private Web Banking therefore the loan of HKD100,000 or above must certanly be authorized throughout the marketing Period. An Eligible Customer must submit supporting document(s) required by the Bank for a Loan application and the Loan of HKD100,000 or above must be approved during the Promotional Period to be eligible for HKD100 cash rebate under the Document Submission Offer.
  3. Applications need to be submitted throughout the Bank’s solution hours (Monday to Friday: 9 am – 8 pm, Saturday: 9 am – 5 pm, Sunday and general general public vacations: 12 noon – 12 midnight, or emergency bad credit installment loans branch’s that is individual hours) with all needed information (including without limitation a legitimate HSBC bank account quantity) and papers. The actual turnaround time begins when all of the needed info is effectively input to the Bank’s application assessment system and also the Bank may possibly provide the minute application result and investment disbursement. Processing time can vary greatly in a few full situations with regards to the real circumstances of specific applications.
  4. Minimal redraw is HKD3,000 and you’ll want had your own Instalment Loan take into account at the least a couple of months. The lender reserves the final right of permitting customers to redraw or otherwise not and it has single discernment to figure out the redrawn quantity and tenor.
  5. Take note us and will not process any application that was referred by a third party under beneficial arrangement that we do not appoint any third parties to refer Personal Instalment Loan applications to. For enquiry, please phone our hotline at (852)2233 3000.

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